Protecting Your Health and

Safety at Work

Our Occupational Hazards Insurance Scheme protects workers against the financial, medical, and social consequences of workplace accidents and occupational diseases.

The Scheme Covers

RSSB provides protection while you are at work, commuting to and from work, or travelling on an authorized work-related assignment. The scheme also covers occupational diseases resulting from workplace conditions or exposure.

Sickness Allowance

Get compensated during periods of sickness caused by work related injuries or illness.

Incapacity benefits

Get support and social security benefits or protection if you unable to work due to work related injuries.

Incapacity Lump Sum

Receive a lump sum payment, if you suffer permanent incapacity due to a work related incident or injury.

Medical Care

Receive comprehensive medical treatment for work related injuries or illness.

Survivors

Get financial support for your dependents in the event of work related fatality.

Impressive Metrics

The Scheme in Numbers

100+

Claims Processed Monthly

RWF 200 Million

Average Monthly Benefits Paid

3000+

Beneficiaries Supported

Categories of Benefits

Explore the different categories of benefits available to you with a comprehensive support that ensures you maximize your entitlements.

Temporary Incapacity

Receive 75% of your average daily earnings from the last three months if you are temporarily incapacitated. This benefit is payable until full recovery or until a certificate of permanent incapacity is issued, for a maximum of 180 days.

Partial Incapacity

For those with partial permanent incapacity, benefits are provided according to the degree of incapacity. If the incapacity is at least 15%, you will receive a percentage of the full pension proportionate to your degree of incapacity. If the incapacity is less than 15%, a lump sum payment equivalent to three years’ pension based on your degree of incapacity will be awarded.

Permanent Incapacity

In cases of permanent incapacity, you are entitled to a pension equal to 85% of your average monthly earnings from the last three months. This ensures long-term financial support, reflecting your contributions and providing stability for your future.

Survivor's Benefits

The survivor’s allowances are fixed percentages of salary, as follows:30% for the widow or widower15% for each child of the father or mother (with the other remaining parent surviving)20% for each child of father and mother (with both parents deceased)10% for each direct or adopted parent

Don't just take our word for it.
The Occupational Hazard Scheme has transformed lives.

As a nurse in a busy hospital, I am constantly exposed to various occupational hazards. Last year, I contracted a severe infection while caring for a patient. The infection required extensive treatment and a prolonged period of leave from work. Thanks to the occupational hazard scheme, all my medical expenses were covered, and I received compensation for the time I was unable to work

How Do I Claim Benefits

Navigate the process of claiming your benefits with our step-by-step process.

Report Incident

Employee or Employers can provide details of the accident or illness as soon as possible, including when and where it occurred.

Declare Situation

Formally submit your Occupational Hazard claim by confirming the incident or illness details, ensuring the information is accurate.

Provide Medical Document

Upload or submit medical reports related to your case by the Medical Treating Doctor to support diagnosis & treatment claim.

Employer Consent

The employer reviews and acknowledges the reported incident or illness, confirming employment details and scheme coverage.

Provide Next of Kin

Share details of your next of kin or dependents to ensure proper communication and benefit allocation if required.

Provide Medical Bills

Submit medical expenses and related invoices to support reimbursement or benefit processing, if already paid.

Declare Now
Take no trips to RSSB physical branches and apply online

Submit, track and access Occupational Hazard benefits securely online.

Coming soon

Got Questions, We've Got Answers

We’ve got the answers you need, with clear and helpful information.