The Largest Investment Fund

In Rwanda.

RSSB's investments aim to create value for Rwandans by combining competitive financial returns with measurable socio-economic impact.

Leading the way in insurance innovation, we provide policies that adapt to you and your families changing life.

11.08%

Return on Investment

35+

Portfolio Companies

RWF 2.4TRn

Assets under management

Impressive Metrics

Our Investment In Numbers

100%

Asset Growth In 5 Years

RWF 3.1 Trillion

Total Assets Under Management

14.2%

Return on Investment

RWF 515 Billion

Member Contributions

34%

Member Contribution YoY Increase

RWF 223 Billion

Total Benefits Disbursed

RWF 2.8 Trillion

Total Investment Portfolio

16.7%

Investment Portfolio Growth

RWF 361.7 Billion

Net Income - 2026 FY

What We Invest In

What we invest in that shapes economies and incures transformation on a global level.

Real Estate

RSSB has been at the forefront of developing commercial and residential real estate in the country. We've tapped into the real estate sector by availing rentable space for all kinds of businesses and residential units for sale.

15+

Properties

8%

Portfolio Allocated

RWF 221 Billion

Worth

Fixed Income

Fixed income investments offer RSSB a steady stream of income while preserving capital for secure & future investment. RSSB is one of the biggest investors in domestic government securities

RWF 935 Billion

Worth

65%

Portfolio Allocated

Equity

RSSB has equity investments in various sectors and across the country, the East African region and abroad,  making huge socio-economic impact through job creation, community and national development.

11

Sectors

27%

Portfolio Allocated

Financial Services
Real Estate
Technology & Telecoms
Pharmaceuticals
Hospitality
Consumer Staples
Energy
Manufacturing
Testimonials

Building Rwanda's
Economic Future

"Investing in MTN Rwanda turned out to be more than just a financial decision. As Africa's biggest mobile network provider, MTN Rwanda connects millions of Rwandans across all levels. With its infrastructure that enables USSD financial transactions, this investment allows people to easily transact with businesses, opening up new opportunities and connections."
"We are proud to support innovative ventures like Katapult Africa, a Rwandan-based investment fund focused on accelerating Africa's economic development, with a focus on sustainable agriculture, climate-smart solutions, and innovative food technologies. This forward-thinking approach empowers African startups in these sectors."
"In 2016, RSSB stepped forward with a pioneering investment in Zipline. This wasn't just about solving a local issue, it was about supporting a revolutionary concept with global potential. Today, Zipline's reach extends to over 8 countries, fulfilling their mission of an equitable logistics system."
"At RSSB, we believe financial inclusion is key to unlocking Rwanda's full potential. That's why we empowered Rwandans by investing in Bank of Kigali, the nation's largest commercial bank. Bank of Kigali provides exceptional financial services designed to reach individuals and businesses of all sizes, enabling economic growth of our nation."
"As a majority owner, this demonstrates our commitment to enhancing healthcare innovation in Rwanda and beyond; a groundbreaking work to improve vaccine delivery and accessibility across Africa. We are not only improving patient outcomes but also contributing to the global fight against epidemics."

The Investment Philosophy


As custodians of Rwanda's social security, the Rwanda Social Security Board (RSSB) is committed to our primary purpose: the welfare of the Rwandan people. Serving over 13 million individuals through six vital social security schemes, RSSB manages assets totaling USD 1.8 billion. Our investment strategy focuses on generating returns while aligning with Rwanda's socio-economic goals. By diversifying our portfolio across fixed income, equity, and real estate, we aim to drive economic growth and prosperity for our members.
Michelle UMURUNGI
Deputy Chief Executive Officer

Our Investments around you

They stand as visible monuments of progress, shaping the landscape of our nation, and enriching our lives.

The Kigali Convention Centre, launched in July 2016, aims to be the premier conference venue in the region. With its distinctive dome-shaped exterior resembling a traditional Rwandan king’s palace, it symbolizes both ancient culture and modernity.
The Kigali Convention Center features various venues, including a multifunctional hall suitable for events of all sizes, accommodating up to 2,600 guests and a Five Star Hotel.
Vision City, Rwanda’s largest upscale suburb, offers an exclusive and sustainable living experience, blending smart technology, wellness-focused features, and green architecture to redefine luxury living. Phase II introduces a diverse range of housing options, including single-family residences, townhouses, villas, and apartments, complemented by world-class amenities such as retail spaces, a community center, a school, a kindergarten, a recreation center, and a hotel. With over 1,400 units planned, Vision City Phase II is designed to create a vibrant and holistic community for residents.
The Kigali Golf Course, Rwanda’s premier 18-hole championship course, is owned and operated by Rwanda Ultimate Golf Course, a proud subsidiary of RSSB.
Designed by the legendary Gary Player, this golfing masterpiece is a true real estate marvel. Enhancing the experience is a luxurious five-star clubhouse, featuring fine dining, modern fitness facilities, event spaces, and exclusive lounges, making it the perfect destination for both golf enthusiasts and visitors seeking elegance and relaxation.
The Kigali Green Complex (KGC) is a landmark 29-story mixed-use building, set to become Rwanda’s tallest structure at 150 meters. This iconic development combines cutting-edge design with sustainability, aiming to achieve gold-level LEED and WELL certifications, ensuring energy efficiency, optimal water and electricity usage, and a focus on tenant well-being. Aligned with Vision 2050’s ambition to elevate Rwanda to high-income status by 2050, the KGC will transform the city’s skyline, positioning Rwanda as a leading hub for finance, healthcare, and innovation in Africa.

How We Invest

We invest responsibly to deliver sustainable financial returns while creating lasting social and economic value for Rwanda.

Opportunity Identification & Sustainability alignment

We identify investment opportunities that align with our long-term strategy, support national development priorities, and create sustainable value

Market Research & Risk Assessment

Every investment undergoes rigorous market analysis, financial evaluation, and risk assessment to ensure informed and responsible decision-making.

Diversification & Innovation

We maintain a diversified portfolio across sectors and asset classes, balancing growth opportunities with long-term resilience.

Invest with Confidence

Our investment decisions are guided by strong governance, and disciplined management to grow members’ assets.

Invest in the future with us

Dare to take on challenges and become a driving force for innovation in Rwanda

Contact Us